Immediate Annuity

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Immediate Annuity

Immediate Annuity This is an annuity policy taken by an insured for the purpose of getting regular streams of future income. The annuity plan allows individuals to use lump sum deposit to buy annuity.

Annuity payment commences immediately in exchange for purchase money

KEY FEATURES

• Income is payable for life
• Annuity payment guaranteed for 0yrs, 5yrs or 10 years and thereafter for life
• Regular payment is by standing order and on an online, real times basis
• Retirees no longer worry about out-living their income
• Annuity Escalating options at 0%,5% and 10%

• Additional death benefit which is 5 times the annual annuity (Optional)
• Longevity risk
• Provision of income for dependant
• Investment risk is passed to the life office
• Tax incentives